Times are tough, and if you’re finding it hard to keep up with rent payments, you’re not alone. Across the UK, many tenants are feeling the pressure of rising living costs. The good news? There is help available - and taking the right steps early can make a huge difference.
1. Talk to Your Landlord or Letting Agent as Soon as Possible
This is the most important step. If you’re struggling to pay your rent, don’t ignore it or hope it will go away. Most landlords would rather work with you than start eviction proceedings, but cannot help you if you don't tell them. Open communication can often lead to a temporary solution, such as a payment plan to catch up gradually or flexibility around payment dates.
Be honest, explain your situation clearly, and put everything in writing (email is best so everyone has a record). Showing that you’re proactive helps build trust and may prevent formal action later.
2. Understand the Eviction Process and Your Rights
Landlords must follow a legal process before they can evict you, they can’t just change the locks or remove your belongings.
Here’s a quick overview:
Visit Shelter’s eviction guide or call their free housing advice line on 0808 800 4444 for more help.
3. Check if You Can Get Financial Help
You might qualify for support to help pay rent, even if you’re working:
4. Get Free Expert Advice
There’s no need to face this alone. These trusted organisations can help you understand your options and communicate with your landlord:
5. Look Ahead
If your situation isn’t improving, it might be time to:
Falling behind on rent can feel overwhelming, but remember - you still have rights, and help is out there.
The key is to act early and stay in touch with your landlord or agent.